자금 출처

헤더 이미지 페이지 템플릿 5 데스크탑 헤더 이미지 페이지 템플릿 5 모바일
블루 그린 스우시 그래픽 데스크탑 블루 그린 스우시 그래픽 모바일

Whether you have a Housing Choice Voucher, SSDI, or other form of rental assistance, your source of funds is protected from housing discrimination by federal and Virginia fair housing laws.

Source of funds refers to any source that lawfully provides funds to or on behalf of a renter or buyer of housing, including any assistance, benefit, or subsidy program, whether such program is administered by a governmental or nongovernmental entity.
 

Federal Protections

The Fair Housing Act bars more than intentionally discriminatory conduct – it also bars policies that have an unjustified discriminatory effect based on a protected class.

Discriminatory Effect:

A practice has a discriminatory effect where it actually or predictably results in a disparate impact on a group of persons or creates, increases, reinforces, or perpetuates segregated housing patterns because of race, color, religion, sex, handicap, familial status, or national origin.

Discriminatory Conduct Under the Fair Housing Act (24 C.F.R. § 100.500)

10.2 million people in 5.2 million American households use federal rental assistance. The Housing Choice Voucher Program is the nation’s largest rental assistance program helping more than 5 million people in 2.2 million low-income families afford private rental housing. In a 2017 HUD report, housing choice voucher holder heads-of-households were 48.5% black, 17.3% Latino, 79.3% female, and 43.6% disabled.

By creating rental policies that automatically disqualify those using rental assistance, like Housing Choice Vouchers, from applying, property managers and landlord are causing a discriminatory effect that exclude people of color, women, families with children, and people with disabilities.

Even if the practice is not motivated by a discriminatory intent, the effect still results in unlawful discrimination.
 


 

Virginia Protections

Source of funds, or source of income, became a protected class in the Virginia Fair Housing Law on July 1, 2020. It is unlawful to discriminate because of any source that lawfully provides funds to or on behalf of a renter or buyer of housing, including any assistance, benefit, or subsidy program, whether such program is administered by a governmental or nongovernmental entity.

자금 출처의 예는 다음과 같습니다.

  • 주택 선택 바우처 (섹션 8)
  • 사회 보장 장애 소득 (SSDI)
  • 보충적 보장 소득(SSI)
  • 미국 주택 및 도시 개발부-VA 지원 주택(HUD-VASH)
  • 임대료 구제 프로그램 기금
  • 비영리 단체의 긴급 임대료 지원
  • 그리고 다른 사람들

Examples of discrimination may include:

  • 집주인은 주택 바우처를 제시할 때 더 많은 비용을 청구하거나 추가 보증금을 요구합니다.
  • 임대 목록 또는 광고에 "섹션 8 없음"을 명시합니다.
  • 세입자가 장애 혜택, 주택 선택 바우처 또는 기타 지원을 받을 자격이 있는지 여부에 대해 비하하는 발언을 하는 집주인.
  • 재정 지원을받는 사람들에 대한 고정 관념 때문에 자격을 갖춘 세입자에게 임대를 거부합니다.
  • A landlord setting an income requirement for a tenant with a Housing Choice Voucher, but not factoring in the amount paid by the Voucher.*

*Though income qualifying criteria is not inherently discriminatory, housing providers must take care not to apply the criteria in a manner that will automatically disqualify tenants who receive assistance. Tenants with Housing Choice Vouchers have a portion of their rent paid by a third party. So if the income criteria is 3x the rent, the amount paid for by the Voucher should be subtracted from the total rent to ensure the criteria is only applying to the portion that the tenant is responsible for. See page four of the Virginia Real Estate Board’s Guidance document for more information.

임대주는 임대료를 지불하는 데 사용되는 법적 자금 출처에 관계없이 모든 신청자를 동일하게 대우해야 하는 법적 의무가 있습니다. 여기에는 신용 및 임대 내역 검토, 자금 충분성, 배경 조사 준수가 포함됩니다. 재정 지원을 받는다고 해서 누군가가 자동으로 임대 자격을 박탈해서는 안 됩니다.
 

 

평등한 주거 기회 로고

The work that provided the basis for this event was supported by funding under a grant with the U.S. Department of Housing and Urban Development. The substance and findings of the work are dedicated to the public. The author and publisher are solely responsible for the accuracy of the statements and interpretations contained in this publication. Such interpretations do not necessarily reflect the views of the Federal Government.

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