Credit Inequality & Housing Access




HOME’s latest exhibit examines how biased practices in credit and lending contribute to housing inequality and instability. The homeownership gap between Black and White homeowners is greater today than it was 50 years ago. The exhibit and talk will examine how credit disparities and dual credit markets of mainstream and fringe financial services providers have contributed to this racial homeownership gap, the profound consequences of these practices, and how to change these systems of inequities.
Past locations:
- Richmond Public Library, Main Library
April 28 – May 30, 2023 - Chesterfield County Public Library, North Courthouse
June 1 – June 22, 2023 - Chesterfield County Public Library, Central Library
June 24 – July 10, 2023 - Chesterfield County Public Library, Meadowdale Library
July 12 – July 29, 2023 - Richmond Association of REALTORS®
October 15 – October 29, 2023 - Governor’s Housing Conference
November 15 – 17, 2023 - Charlottesville Area Association of REALTORS
December 5, 2023 – January 8, 2024 - Virginia Union University
January 31 – February 11, 2024 - Norfolk State University
April 15 – April 19, 2024 - Norfolk Public Library Jordan Newby Anchor Library
April 22 – May 9, 2024
This exhibit was made possible thanks to our sponsors:
And a special thank you to
U.S. Department of Housing and Urban Development
The work that provided the basis for this event was supported by funding under a grant with the U.S. Department of Housing and Urban Development. The substance and findings of the work are dedicated to the public. The author and publisher are solely responsible for the accuracy of the statements and interpretations contained in this publication. Such interpretations do not necessarily reflect the views of the Federal Government.