homeownership

Buying a home is the largest purchase you will make, and certainly one of your most important decisions.

Owning your home provides security, stability for your family, and helps you to build personal wealth. It’s important to us that you understand your rights as a purchaser, that you are aware of the pitfalls, and are able to financially manage paying your mortgage for years to come. Since 1975, we’ve been educating buyers just like you. We offer free help, including one-on-one pre-purchase counseling, group classes taught by industry professionals, money management tools, credit recovery classes, and more.

To attend the homeownership education classes and meet one-on-one with a housing counselor, fill out the information below, complete a homeownership packet, and return it to HOME.

Managing Your Money &Credit Workshop
Out credit recovery & money management class is hosted at our location on the 1st Thursday of each month. The class is free and there is no RSVP required.

HOME offers down payment and closing costs assistance to those who qualify.

If you meet income and other eligibility requirements, you may be able to receive financial help with the down payment and closing costs. The assistance is in the form of a loan forgivable over a period of five years, as long as you remain in the house. Download the homeownership package to find out if you are eligible.

HOME does not offer rental or mortgage financial assistance. For assistance in these areas, please contact Virginia 211, simply dial 211 or go to 211 Virginia.

In order to complete a homeownership packet, please answer the questions below.