A groundbreaking new homeownership initiative to simultaneously help Richmond area borrowers avoid predatory lenders, prepare for the financial responsibilities of homeownership, and access a wider range of safe, flexible mortgage products was unveiled today by a new coalition that includes Housing Opportunities Made Equal, Inc. (H.O.M.E.), Branch Banking and Trust (BB&T), the City of Richmond, and Freddie Mac, one of the nation’s largest investors in residential mortgages.

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