Richmond Employee Homebuyers

헤더 이미지 페이지 템플릿 1 데스크톱 헤더 이미지 페이지 템플릿 1 모바일
블루 그린 스우시 그래픽 데스크톱 블루 그린 스우시 그래픽 모바일

Richmond Employee Homebuyer Assistance Program

The City of Richmond homebuyer downpayment assistance program is offered to employees of City of Richmond to purchase within the limits of the City of Richmond. To qualify for this program, you must:

  • Be a full-time  City of Richmond Employee
  • Be a first-time home buyer (or must not have owned a home in the last 3 years)
  • 12개월 연속 풀타임 정규직 고용 유지
  • Have a performance appraisal in good standing.

 

소득 요건

To participate in Richmond Employee Homebuyer Assistance Program and qualify for downpayment assistance, applicant(s) purchasing the home must have a combined annual household income under the maximum income limits in the chart below.

최대 가구 총소득 판매 가격/대출 한도
신규 및 기존 건설
$175,000 $550,000

Virginia Housing’s income limits for Richmond area.

HOME의 주택 소유 단계.

자격이 되는 경우 아래 단계를 따르세요:

  1. Complete the HOME workshop.
  2. Complete Survey Monkey, acknowledging additional program requirements.
  3. Complete HR eligibility letter, which will include the application link.
  4. 신청서를 제출하십시오. 아래 정보를 작성한 후 온라인 신청을 진행하십시오. 신청서를 처리하는 데 영업일 기준 최대 10일이 소요됩니다.
  5. Once your application is accepted, complete HOME’s homebuyer education course.
  6. Complete your intake. Once your homebuyer education is completed, specific documents will be requested and must be received prior to scheduling an intake appointment.
  7. Meet your counselor. Schedule your housing counseling appointment. During the appointment you will discuss your financial situation, what you will need to do to become fully ready to purchase a home, and how much of a mortgage loan your budget can accommodate. Also, how to access down payment and closing cost financial assistance.
  8. 업무를 정리하십시오. 지출 계획을 수립하고 따르고, 비용을 절약하고, 추가 세션을 위해 카운슬러와 만나십시오.
  9. 집을 찾아 구입하십시오. 이때까지 부동산 중개인과 협력하는 방법, 찾아야 할 것, 좋은 모기지를 얻는 방법, 대출 서류에 서명하고 주택 구매를 완료 할 때 마감시 예상되는 사항을 알게 될 것입니다.
  10. Celebrate and enjoy your new home! Make sure you let us know how you are doing. We are here to help you past any bumps along the road!

    This program is ONLY for City of Richmond employees that have received an eligibility letter.
    To receive more information and to apply, please contact City of Richmond’s Human Resources Department at HRBenefits@rva.gov or (804) 646-4700.