Richmond Employee Homebuyers
Richmond Employee Homebuyer Assistance Program
The City of Richmond homebuyer downpayment assistance program is offered to employees of City of Richmond to purchase within the limits of the City of Richmond. To qualify for this program, you must:
- Be a full-time City of Richmond Employee
- Be a first-time home buyer (or must not have owned a home in the last 3 years)
- لديك 12 شهرًا من العمل الدائم المستمر بدوام كامل ومتواصل
- Have a performance appraisal in good standing.
متطلبات الدخل
To participate in Richmond Employee Homebuyer Assistance Program and qualify for downpayment assistance, applicant(s) purchasing the home must have a combined annual household income under the maximum income limits in the chart below.
| الحد الأقصى لإجمالي دخل الأسرة المعيشية | سعر البيع/حد القرض | |
|---|---|---|
| الإنشاءات الجديدة والقائمة | ||
| $175,000 | $550,000 | |
Virginia Housing’s income limits for Richmond area.
خطوات HOME's Steps to Home's Steps to Home Ownership.
إذا كنت مؤهلاً، اتبع الخطوات التالية:
- Complete the HOME workshop.
- Complete Survey Monkey, acknowledging additional program requirements.
- Complete HR eligibility letter, which will include the application link.
- تقديم طلب الالتحاق. املأ المعلومات أدناه، ثم انتقل إلى الطلب عبر الإنترنت. انتظر حتى 10 أيام عمل لمعالجة طلبك.
- Once your application is accepted, complete HOME’s homebuyer education course.
- Complete your intake. Once your homebuyer education is completed, specific documents will be requested and must be received prior to scheduling an intake appointment.
- Meet your counselor. Schedule your housing counseling appointment. During the appointment you will discuss your financial situation, what you will need to do to become fully ready to purchase a home, and how much of a mortgage loan your budget can accommodate. Also, how to access down payment and closing cost financial assistance.
- رتب أمورك. ضع خطة للإنفاق واتبعها، وادخر المال، واجتمع مع مستشارك في جلسات إضافية.
- ابحث عن منزلك واشتريه. بحلول هذا الوقت ستعرف كيفية العمل مع وكيل عقاري، وما الذي تبحث عنه، وكيفية الحصول على رهن عقاري جيد، وما الذي تتوقعه عند الإغلاق عند توقيع مستندات القرض وإتمام عملية شراء منزلك.
- Celebrate and enjoy your new home! Make sure you let us know how you are doing. We are here to help you past any bumps along the road!
This program is ONLY for City of Richmond employees that have received an eligibility letter.
To receive more information and to apply, please contact City of Richmond’s Human Resources Department at HRBenefits@rva.gov or (804) 646-4700. -
