亨利科县 EHPAP

亨里科县雇员购房援助计划 (EHPAP)

亨利科县 EHPAP 是一项为亨利科县员工提供的首付援助计划。您必须具备以下条件才有资格参加该计划

• 亨利科县全职雇员（一般政府部门、公立学校或宪法官员）
• 首次购房者（或在过去 5 年中未曾拥有过住房）
• 连续全职长期工作 12 个月
• 绩效考核为合格或更高。

收入要求

To participate in Henrico County Employee Home Purchase Program and qualify for down-payment assistance, applicant(s) purchasing the home are required to have at least $40,000 in combined annual income AND be under the maximum income limits in the chart.

HOME的房屋所有权步骤。

如果您符合条件，请按以下步骤操作：

1. 提交申请。填写下面的信息，然后进入在线申请。请允许我们在10个工作日内处理您的申请。
2. Once your application is accepted, complete HOME’s homebuyer education course.
3. Complete your intake. Once your homebuyer education is completed, specific documents will be requested and must be received prior to scheduling an intake appointment.
4. Meet your counselor. Schedule your housing counseling appointment. During the appointment you will discuss your financial situation, what you will need to do to become fully ready to purchase a home, and how much of a mortgage loan your budget can accommodate. Also, how to access down payment and closing cost financial assistance.
5. 把你的事务安排好。建立并遵循一个消费计划，存钱，并与你的咨询师会面，进行额外的治疗。
6. 寻找并购买你的房屋。到这个时候，你将知道如何与房地产经纪人合作，寻找什么，如何获得良好的抵押贷款，以及当你签署贷款文件和最终购买房屋时，在关闭时将会发生什么。
7. 庆祝并享受你的新家吧! 请确保让我们知道你的情况。我们会在这里帮助你走过道路上的任何颠簸!